State plate · VT
Assisted living in Vermont
Vermont licenses assisted living through DAIL, Div. of Licensing & Protection, under the license types Assisted Living Residence; Residential Care Home; dementia designation. Vermont does not publish a downloadable list with capacity. CDC's 2020 survey estimated 100 residential care communities with 3,400 beds. HUD's active-loan file shows 2 FHA-insured assisted living loans in Vermont with $9 million outstanding as of September 30, 2026.
Licensing
- Licensing agency
- DAIL, Div. of Licensing & Protection
- License types
- Assisted Living Residence; Residential Care Home; dementia designation
- Official program page
- dlp.vermont.gov
- Facility list
Licensing details checked against each agency's site on 2026-10-24. HUD requires a Section 232 assisted living project to be licensed or regulated by the state and have at least 20 beds.
CDC survey profile (2020)
The National Post-acute and Long-term Care Study, run by CDC's National Center for Health Statistics, estimates residential care communities with four or more beds. 2020 is its latest wave with state figures, so these numbers differ from the state's own list.
| Measure | Vermont | US |
|---|---|---|
| Communities | 100 | 30,600 |
| Beds | 3,400 | 1,197,600 |
| Average beds per community | 35 | 39 |
| For-profit | n/a% | 81.9% |
| Chain affiliated | 39.7% | 61.4% |
| Medicaid certified | 81.4% | 43.6% |
| Dementia-only communities | n/a | 10.5% |
| Dementia-only or with a dementia unit | 16.9% | 20.5% |
| Residents 85 and older | 46.1% | 49.9% |
| Residents with Alzheimer disease or other dementias | 50.4% | 42.1% |
Source: CDC/NCHS, Biennial Overview of Post-acute and Long-term Care (data.cdc.gov). Percentages are of communities, except the resident rows.
HUD Section 232 assisted living loans
- Active FHA loans
- 2
- Outstanding
- $9 million
- Median note rate
- 3.90%
- Endorsed since FY2001
- 9
Since fiscal 2001 HUD has endorsed 9 FHA-insured assisted living loans in Vermont for $38.3 million of original principal, 4 of them for new construction or substantial rehabilitation, and 0 since fiscal 2021. The active file also lists 3 board and care loans in the state.
| Property (HUD name) | City | Units | Endorsed | Rate | Balance | Matures |
|---|---|---|---|---|---|---|
| The Village at Cedar HillFHA 02610002 | Windsor | 61 | Jan 2014 | 4.05% | $7,707,336 | Mar 2055 |
| The Village at Cedar HillFHA 02643022 | Windsor | 61 | Apr 2012 | 3.75% | $1,332,819 | May 2042 |
Active loans: HUD FHA insured mortgages, active, as of September 30, 2026. Endorsements: HUD Office of Healthcare Programs database, data run July 8, 2026. Facility type comes from HUD's endorsement records.
Own or are buying an assisted living or memory care building in Vermont? See what HUD, Fannie Mae and Freddie Mac would lend against your NOI.
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ALF Atlas is operated by Janover Capital LLC and is not affiliated with HUD, FHA, CDC or any state agency. Methodology.