State plate · MA

Assisted living in Massachusetts

Massachusetts licenses assisted living through Executive Office of Aging & Independence, under the license types Assisted Living Residence (certified); Special Care Residence units. Massachusetts does not publish a downloadable list with capacity. CDC's 2020 survey estimated 290 residential care communities with 18,900 beds. HUD's active-loan file shows 14 FHA-insured assisted living loans in Massachusetts with $87 million outstanding as of September 30, 2026.

Licensing

Licensing agency
Executive Office of Aging & Independence
License types
Assisted Living Residence (certified); Special Care Residence units
Official program page
mass.gov
Facility list
XLSX (2026-06-25 (not saved locally; parsed in a browser))

Licensing details checked against each agency's site on 2026-10-24. HUD requires a Section 232 assisted living project to be licensed or regulated by the state and have at least 20 beds.

CDC survey profile (2020)

The National Post-acute and Long-term Care Study, run by CDC's National Center for Health Statistics, estimates residential care communities with four or more beds. 2020 is its latest wave with state figures, so these numbers differ from the state's own list.

MeasureMassachusettsUS
Communities29030,600
Beds18,9001,197,600
Average beds per community6539
For-profit78.0%81.9%
Chain affiliated67.1%61.4%
Medicaid certified28.7%43.6%
Dementia-only communities11.3%10.5%
Dementia-only or with a dementia unit45.0%20.5%
Residents 85 and older50.4%49.9%
Residents with Alzheimer disease or other dementias42.7%42.1%

Source: CDC/NCHS, Biennial Overview of Post-acute and Long-term Care (data.cdc.gov). Percentages are of communities, except the resident rows.

HUD Section 232 assisted living loans

Active FHA loans
14
Outstanding
$87 million
Median note rate
3.50%
Endorsed since FY2001
41

Since fiscal 2001 HUD has endorsed 41 FHA-insured assisted living loans in Massachusetts for $319.2 million of original principal, 27 of them for new construction or substantial rehabilitation, and 2 since fiscal 2021. The active file also lists 1 board and care loans in the state.

Property (HUD name)CityUnitsEndorsedRateBalanceMatures
Windosr Place of WilmingtonFHA 02322149Wilmington104Jun 20144.21%$14,654,588Jul 2049
Rivercourt Assisted LivingFHA 02343310Groton74Sep 20113.87%$7,782,881Feb 2042
Rogerson HouseFHA 02343350Boston40May 20223.39%$7,641,869Jan 2062
Prospect HouseFHA 02322071Revere114Nov 20122.50%$6,780,575Dec 2047
The Arbors at TauntonFHA 02343343Taunton87Oct 20153.50%$6,434,381May 2050
Arbors at ChicopeeFHA 02343326Chicopee98Jul 20122.80%$6,147,070Aug 2052
Cadbury CommonsFHA 02343346Cambridge74Apr 20212.85%$6,053,190Jan 2049
The Arbors at WestfieldFHA 02343317Westfield95Nov 20114.10%$5,878,664Dec 2051
Arbors at AmherstFHA 02343344Amherst82Oct 20153.50%$5,848,316May 2049
Orchard Hill at SudburyFHA 02322163Sudbury45Jan 20153.70%$4,787,918Feb 2050
The Victorian ChathamFHA 02322199North Chatham80Dec 20193.43%$4,504,928Jan 2055
Glen at Grove ALFHA 02343323Braintree65Aug 20122.75%$3,856,111Aug 2041
Ayer Assisted Living ResidFHA 02343253Ayer73Dec 20044.00%$3,339,221Dec 2044
Grove Manor EstatesFHA 02343312Braintree70Oct 20114.35%$3,251,391May 2036

Active loans: HUD FHA insured mortgages, active, as of September 30, 2026. Endorsements: HUD Office of Healthcare Programs database, data run July 8, 2026. Facility type comes from HUD's endorsement records.

Own or are buying an assisted living or memory care building in Massachusetts? See what HUD, Fannie Mae and Freddie Mac would lend against your NOI.

Compare the three programs

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ALF Atlas is operated by Janover Capital LLC and is not affiliated with HUD, FHA, CDC or any state agency. Methodology.