State plate · ME
Assisted living in Maine
Maine licenses assisted living through DHHS, Div. of Licensing & Certification, under the license types Assisted Living Facility; Residential Care Facility Levels I-IV; Memory Care Units. Maine does not publish a downloadable list with capacity. CDC's 2020 survey estimated 240 residential care communities with 6,900 beds. HUD's active-loan file shows 16 FHA-insured assisted living loans in Maine with $87.4 million outstanding as of September 30, 2026.
Licensing
- Licensing agency
- DHHS, Div. of Licensing & Certification
- License types
- Assisted Living Facility; Residential Care Facility Levels I-IV; Memory Care Units
- Official program page
- maine.gov
- Facility list
- no download (search only)
Licensing details checked against each agency's site on 2026-10-24. HUD requires a Section 232 assisted living project to be licensed or regulated by the state and have at least 20 beds.
CDC survey profile (2020)
The National Post-acute and Long-term Care Study, run by CDC's National Center for Health Statistics, estimates residential care communities with four or more beds. 2020 is its latest wave with state figures, so these numbers differ from the state's own list.
| Measure | Maine | US |
|---|---|---|
| Communities | 240 | 30,600 |
| Beds | 6,900 | 1,197,600 |
| Average beds per community | 28 | 39 |
| For-profit | 67.3% | 81.9% |
| Chain affiliated | 69.8% | 61.4% |
| Medicaid certified | 69.5% | 43.6% |
| Dementia-only communities | 18.7% | 10.5% |
| Dementia-only or with a dementia unit | n/a | 20.5% |
| Residents 85 and older | 49.0% | 49.9% |
| Residents with Alzheimer disease or other dementias | 52.8% | 42.1% |
Source: CDC/NCHS, Biennial Overview of Post-acute and Long-term Care (data.cdc.gov). Percentages are of communities, except the resident rows.
HUD Section 232 assisted living loans
- Active FHA loans
- 16
- Outstanding
- $87.4 million
- Median note rate
- 3.46%
- Endorsed since FY2001
- 40
Since fiscal 2001 HUD has endorsed 40 FHA-insured assisted living loans in Maine for $237.3 million of original principal, 11 of them for new construction or substantial rehabilitation, and 5 since fiscal 2021. 2 of today's active loans carry a note rate of 5% or more.
| Property (HUD name) | City | Units | Endorsed | Rate | Balance | Matures |
|---|---|---|---|---|---|---|
| Portland Center For Assisted LivingFHA 02222036 | Portland | 255 | Aug 2017 | 3.42% | $12,202,989 | Sep 2047 |
| Woodlands Senior Living of WatervilleFHA 02222035 | Waterville | 227 | Mar 2017 | 3.22% | $10,093,368 | Apr 2052 |
| Schooner EstatesFHA 02222045 | Auburn | 310 | Sep 2020 | 2.42% | $9,445,197 | Oct 2053 |
| Inn at Atlantic HeightsFHA 02422083 | Saco | 80 | Jul 2012 | 4.05% | $9,171,493 | Oct 2049 |
| Woodlands Senior Living of BrewerFHA 02222034 | Brewer | 169 | Mar 2017 | 3.22% | $6,854,086 | Apr 2052 |
| Ridgewood EstatesFHA 02222051 | Madawaska | 42 | Jul 2021 | 2.75% | $5,301,607 | Aug 2046 |
| Crosswinds Residential CareFHA 02222052 | Fort Kent | 41 | Jul 2021 | 2.75% | $4,962,156 | Aug 2046 |
| Legacy Memory CareFHA 02222039 | Falmouth | 48 | Nov 2018 | 3.50% | $4,798,712 | Dec 2053 |
| Bella Point FryeburgFHA 02222047 | Fryeburg | 40 | Mar 2023 | 5.18% | $4,429,151 | Apr 2053 |
| Bella Point BridgtonFHA 02222048 | Bridgton | 35 | Mar 2023 | 5.18% | $3,727,442 | Apr 2053 |
| Falmouth HouseFHA 02210002 | Falmouth | 94 | Nov 2018 | 3.90% | $3,716,102 | Oct 2048 |
| Fallbrook WoodsFHA 02222003 | Portland | 55 | Dec 2009 | 4.20% | $3,702,554 | Jan 2045 |
| Scarborough TerraceFHA 02422072 | Scarborough | 77 | Mar 2011 | 4.30% | $3,173,685 | Apr 2046 |
| Falmouth HouseFHA 02243025 | Falmouth | 38 | Dec 2012 | 2.55% | $3,032,084 | Oct 2048 |
| St. Joseph's Memory CareFHA 02222053 | Frenchville | 28 | Jul 2021 | 2.75% | $1,752,389 | Aug 2051 |
| Legacy Memory CareFHA 02210003 | Falmouth | 59 | Jul 2020 | 3.50% | $1,068,818 | Dec 2053 |
Active loans: HUD FHA insured mortgages, active, as of September 30, 2026. Endorsements: HUD Office of Healthcare Programs database, data run July 8, 2026. Facility type comes from HUD's endorsement records.
Own or are buying an assisted living or memory care building in Maine? See what HUD, Fannie Mae and Freddie Mac would lend against your NOI.
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ALF Atlas is operated by Janover Capital LLC and is not affiliated with HUD, FHA, CDC or any state agency. Methodology.