State plate · TN

Assisted living in Tennessee

Tennessee licenses assisted living through Tennessee Health Facilities Commission, under the license types Assisted Care Living Facility; Home for the Aged; secured beds. The state's own list, as of October 2026 bed report, counts 322 licensed facilities with 22,424 beds; 313 of them have 20 or more, the smallest size HUD's Section 232 program insures. HUD's active-loan file shows 13 FHA-insured assisted living loans in Tennessee with $83.6 million outstanding as of September 30, 2026.

Licensing

Licensing agency
Tennessee Health Facilities Commission
License types
Assisted Care Living Facility; Home for the Aged; secured beds
Official program page
tn.gov
Facility list
XLSX (Oct 2026)

Licensing details checked against each agency's site on 2026-10-24. HUD requires a Section 232 assisted living project to be licensed or regulated by the state and have at least 20 beds.

Licensed supply, from the state's list

Facilities on the list322
Licensed beds22,424
Facilities with 20 or more beds313 (97% of facilities, 100% of beds)
Homes with 6 or fewer beds1
Median size64 beds
Memory care6,006 secured beds in 193 facilities

Covers: Assisted care living facilities (licensed). Source: tn.gov, as of October 2026 bed report.

CDC survey profile (2020)

The National Post-acute and Long-term Care Study, run by CDC's National Center for Health Statistics, estimates residential care communities with four or more beds. 2020 is its latest wave with state figures, so these numbers differ from the state's own list.

MeasureTennesseeUS
Communities35030,600
Beds20,0001,197,600
Average beds per community5839
For-profit83.6%81.9%
Chain affiliated76.4%61.4%
Medicaid certified21.0%43.6%
Dementia-only communitiesn/a10.5%
Dementia-only or with a dementia unit37.0%20.5%
Residents 85 and older54.6%49.9%
Residents with Alzheimer disease or other dementias43.8%42.1%

Source: CDC/NCHS, Biennial Overview of Post-acute and Long-term Care (data.cdc.gov). Percentages are of communities, except the resident rows.

HUD Section 232 assisted living loans

Active FHA loans
13
Outstanding
$83.6 million
Median note rate
3.27%
Endorsed since FY2001
48

Since fiscal 2001 HUD has endorsed 48 FHA-insured assisted living loans in Tennessee for $266.2 million of original principal, 19 of them for new construction or substantial rehabilitation, and 1 since fiscal 2021.

Property (HUD name)CityUnitsEndorsedRateBalanceMatures
Germantown Plantation Senior Living CommunityFHA 08143043Memphis258Feb 20203.27%$11,020,180Aug 2057
Regency MorristownFHA 08722040Morristown339May 20183.94%$10,483,095Jun 2053
Vantage Pointe Village at Ashland CityFHA 08622055Ashland City180Apr 20202.76%$9,394,403May 2055
Regency JacksonFHA 08122043Jackson139Apr 20213.08%$9,093,055May 2056
Creekside at Three RiversFHA 08643054Murfreesboro64Jul 20123.85%$8,206,120Jun 2050
The Lodge at Natchez TreeFHA 08643050Nashville87Jan 20122.72%$7,539,947Jul 2053
Heritage Pointe Senior LivingFHA 08622046Cookeville126Aug 20173.25%$5,364,382Sep 2052
Preston Place Suites and IIFHA 08722026Kingsport99Feb 20122.19%$5,315,268Oct 2042
Trinity Hills of KnoxvilleFHA 08722032Knoxville87Aug 20133.79%$4,803,850Sep 2048
Creekside VillasFHA 08643055Murfreesboro48Jun 20153.75%$4,341,442Nov 2056
Carriage House InnFHA 08622031Shelbyville60Feb 20123.75%$3,756,746Mar 2047
Providence PlFHA 08622036Mt Juliet68Oct 20122.83%$2,949,478Jul 2040
Creekside at Three RiversFHA 08615005Murfreesboro64Jun 20143.82%$1,335,752Jun 2050

Active loans: HUD FHA insured mortgages, active, as of September 30, 2026. Endorsements: HUD Office of Healthcare Programs database, data run July 8, 2026. Facility type comes from HUD's endorsement records.

Own or are buying an assisted living or memory care building in Tennessee? See what HUD, Fannie Mae and Freddie Mac would lend against your NOI.

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ALF Atlas is operated by Janover Capital LLC and is not affiliated with HUD, FHA, CDC or any state agency. Methodology.