State plate · MS

Assisted living in Mississippi

Mississippi licenses assisted living through MSDH, Health Facilities Licensure, under the license types Personal Care Home (Assisted Living flag); AD/D unit. Mississippi does not publish a downloadable list with capacity. CDC's 2020 survey estimated 150 residential care communities with 6,300 beds. HUD's active-loan file shows 8 FHA-insured assisted living loans in Mississippi with $52.5 million outstanding as of September 30, 2026.

Licensing

Licensing agency: MSDH, Health Facilities Licensure
License types: Personal Care Home (Assisted Living flag); AD/D unit
Official program page: msdh.ms.gov
Facility list: PDF (Oct 2026)

Licensing details checked against each agency's site on 2026-10-24. HUD requires a Section 232 assisted living project to be licensed or regulated by the state and have at least 20 beds.

CDC survey profile (2020)

The National Post-acute and Long-term Care Study, run by CDC's National Center for Health Statistics, estimates residential care communities with four or more beds. 2020 is its latest wave with state figures, so these numbers differ from the state's own list.

Measure	Mississippi	US
Communities	150	30,600
Beds	6,300	1,197,600
Average beds per community	43	39
For-profit	n/a%	81.9%
Chain affiliated	49.9%	61.4%
Medicaid certified	22.5%	43.6%
Dementia-only communities	n/a	10.5%
Dementia-only or with a dementia unit	19.5%	20.5%
Residents 85 and older	49.3%	49.9%
Residents with Alzheimer disease or other dementias	41.8%	42.1%

Source: CDC/NCHS, Biennial Overview of Post-acute and Long-term Care (data.cdc.gov). Percentages are of communities, except the resident rows.

HUD Section 232 assisted living loans

Active FHA loans: 8
Outstanding: $52.5 million
Median note rate: 4.78%
Endorsed since FY2001: 15

Since fiscal 2001 HUD has endorsed 15 FHA-insured assisted living loans in Mississippi for $104.6 million of original principal, 7 of them for new construction or substantial rehabilitation, and 4 since fiscal 2021. 4 of today's active loans carry a note rate of 5% or more. The active file also lists 1 board and care loans in the state.

Property (HUD name)	City	Units	Endorsed	Rate	Balance	Matures
Cooperwood Senior LivingFHA 06543132	Flowood	174	Mar 2020	3.48%	$18,833,949	Aug 2061
Silvercreek Senior Living CommunityFHA 06543130	Olive Branch	215	Aug 2016	3.79%	$15,583,086	Sep 2056
Dogwood CorinthFHA 06522094	Corinth	47	Nov 2024	5.50%	$4,416,829	Dec 2059
Plain View Assisted LivingFHA 06522097	Richland	40	Nov 2024	5.50%	$4,360,127	Dec 2059
Magnolia Place New AlbanyFHA 06522096	New Albany	100	Mar 2025	5.91%	$3,853,139	Apr 2060
Oak Grove Senior Living FacilitFHA 06543125	Hattiesburg	45	Oct 2012	2.87%	$2,653,238	Sep 2045
Magnolia Gardens ApartmentsFHA 06543123	Greenville	48	Aug 2010	4.05%	$1,606,815	Sep 2040
Dogwood of AlbanyFHA 06522095	New Albany	40	Mar 2025	5.91%	$1,191,999	Apr 2060

Active loans: HUD FHA insured mortgages, active, as of September 30, 2026. Endorsements: HUD Office of Healthcare Programs database, data run July 8, 2026. Facility type comes from HUD's endorsement records.

Own or are buying an assisted living or memory care building in Mississippi? See what HUD, Fannie Mae and Freddie Mac would lend against your NOI.

Compare the three programs

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ALF Atlas is operated by Janover Capital LLC and is not affiliated with HUD, FHA, CDC or any state agency. Methodology.